Sustainable software for
financial services and working capital
Innovative and sustainable fintech solutions - in one single platform
Aptic’s software solutions are developed in close collaboration with our clients, driven by real business needs and the everyday challenges they face. Our solutions are flexible, innovative, and built on the latest technology. Use one solution independently, or combine several to create a seamless financial ecosystem tailored to your business.
Trusted by leading financial service companies
Aptic’s platform is trusted by over 100 customers.
Our solutions are robust, user-friendly, and drive added value and profitability through a high degree of automation, while also enabling our customers to keep innovating their products.
A few of our customers include:
Our Industries
From local businesses to global enterprises, Aptic serves clients across the financial services landscape, including banks, factoring companies, lenders, debt recovery agencies, and e-commerce providers. Wherever there’s a need for smarter financial software, we’re there.
Banking
Aptic’s core banking solution is flexible and adaptable – supporting corporate and retail banking, supply chain financing, savings, lending, and leasing within one single platform. Open APIs make integration with your existing systems straightforward, giving you a strong foundation for continued growth.
E-commerce and retail
Offering credit, invoice payments, and financing at the point of sale is a proven way to drive revenue in retail and e-commerce. Aptic’s software enables you to embed lending and credit directly into the buying journey, creating value for both your business and your end customers.
Debt Collection
Effective debt collection demands automation, flexibility, and full regulatory compliance across every market you operate in. Aptic’s Collect solution covers the entire value chain and supports all collection models – in-house collection, third-party collection (3PC), purchased debt, and debt surveillance.
Asset-Based Financing
Aptic supports a broad range of asset-based financing – including export financing, supply chain financing, factoring, and leasing. A smart, automated business rules engine manages risk and streamlines portfolio assessment, while built-in reporting and analytics give lenders the insight they need to stay in control.
Telco & Utilities
In telecoms and utilities, delivering a seamless customer experience across every touchpoint is no longer optional. Aptic’s invoicing and credit management software helps providers handle large invoice volumes while keeping the customer journey personalised, consistent, and easy to navigate.
Leasing
Aptic’s leasing software supports equipment and vendor leasing companies across all leasing models – from financial and operational leasing to hire-purchase arrangements. Open APIs ensure smooth integration with the rest of your IT ecosystem, and the platform is built to support a shift toward a more sustainable, circular business model.
More about Aptic
New to Aptic? This short video is the best place to start. Get a quick overview of who we are and what we do.
Download our white papers
Aptic’s white papers offer in-depth perspectives on the issues defining modern financial services, including emerging trends in business financing and the evolving role of credit expansion across European lending markets.