Sustainable software for
financial services and working capital
Financial software designed to scale your growth
Aptic helps financial services teams solve real business challenges with flexible software built in close collaboration with clients. Use one solution on its own, or combine several to create a connected platform that fits your business.
Trusted by leading financial brands
Aptic’s platform is trusted by over 100 customers.
Our solutions are robust, user-friendly, and drive added value and profitability through a high degree of automation, while also enabling our customers to keep innovating their products.
A few of our customers include:
Our Industries
From local businesses to global enterprises, Aptic serves clients across the financial services landscape, including banks, factoring companies, lenders, debt recovery agencies, and e-commerce providers. Wherever there’s a need for smarter financial software, we’re there.
Banking
Aptic’s flexible core banking solution supports corporate and retail banking, supply chain financing, savings, lending, and leasing – all on one platform. Open APIs make integration simple, giving you a strong foundation for growth.
E-commerce and retail
Embed credit, invoice payments, and financing directly into the buying journey. Aptic’s software makes it easy to offer point-of-sale lending – driving revenue for your business and value for your customers.
Debt Collection
Automated, flexible, and fully compliant across every market you operate in. Aptic’s Collect solution covers the entire value chain – in-house collection, third-party collection, purchased debt, and debt surveillance.
Asset-Based Financing
Aptic supports export financing, supply chain financing, factoring, and leasing. A smart, automated rules engine manages risk, while built-in reporting gives lenders full portfolio visibility.
Telco & Utilities
Deliver a seamless customer experience at every touchpoint. Aptic’s invoicing and credit management software handles high invoice volumes while keeping the journey personalised and easy to navigate.
Leasing
Aptic’s leasing software supports every model – financial, operational, and hire-purchase. Open APIs integrate smoothly with your IT ecosystem, built for a more sustainable, circular business model.