Innovative fintech
solutions for
your growth

CLIENTS:

Innovative and sustainable fintech solutions

Aptic’s software solutions are developed in cooperation with our clients, driven by specific business demands and the need to meet the challenges our customers face in their daily work. They are flexible, innovative, and at the forefront of today’s technology development.

Provide different loan types in one single platform

Flexible and adaptable to your needs
Extensive reporting abilities
Notifications through channels of your choice

User-friendly and flexible factoring software with streamlined risk management

Extensive connectivity through API’s
Streamline your risk management
User-friendly and modern interface

Payment solutions and credit management for commerce 24/7

Omnichannel payment solution and commerce 24/7
Support for various credit-, part payments, and notifications
Create unique business processes, and integrations

Scalable and flexible solution for large volumes of invoices

Accounts receivable administration – the customer’s way
Scalable and flexible for high volumes
Simple integration to other systems

An end-to-end debt collection process with high level of automation

Effective process automatisation
Dynamic workflows
User-friendly interface

Leasing solution to support your equipment and vendor leasing company

Financial, operational, and purchase hire leasing capabilities
Supports the entire leasing process
Open platform with API connections

Industries

Built on experience and deep business understanding

Aptic is a trusted software vendor and business partner supporting everything from small local companies to large international enterprises. Our clients can be found within the financial services sector, including banking, factoring, debt recovery, e-commerce, lending, and others.

Banking

Aptic offers a core banking software solution that is flexible and adaptable to your needs. One single platform supports different corporate and retail banking solutions, supply chain financing, savings, lending, and leasing. Open APIs make it easy to integrate other systems to create an even more powerful platform for your continuous growth.

E-commerce and retail

For the Commerce industry, it can be beneficial to offer access to credit, invoice payment, and financing options at the point of sale within retail and e-commerce. The offer can be a powerful business-generating tool for companies. Aptic’s software solution enables you to achieve these business values by offering and administrating loans and credits. Sales financing is a win-win for both the business and the end-customer.

Debt Collection

In the Debt collection industry, it’s always vital to have automated solutions that support complex processes that enable flexibility, effectiveness, and at the same time, follow regulations in each country that the business operates. Aptic’s Collect solution handles the complete value chain and supports different forms of collection businesses: in-house collection, third-party collection (3PC), purchased debt, and debt surveillance.

Asset-Based Financing

Aptic’s software supports different asset-based financing forms, such as export financing, supply chain financing, factoring, and leasing. A smart and automated business rule engine mitigates the portfolio’s risk and streamlines the risk assessment process. In addition to trends and graphs, traditional reporting gives the asset-based lender complete control and enables extensive analysis.

Telco & Utilities

To acquire, engage, and retain customers in the Telecommunications and Utility industry, it has become essential to deliver personalised, consistent, and superior multi-channel customer experiences, including the invoicing process. Aptic software solution to manage a large number of invoices makes it possible for clients to deliver a customised, user-friendly customer journey.

Leasing

Aptic’s Leasing software is designed for equipment and vendor leasing companies and handles different forms of leasing, from financial and operational leasing to hire/purchase leasing. It will support your current leasing solution and the change to a sustainable circular business model. Through open APIs, connection to other supporting systems inside and outside your IT environment is smooth.

Download our whitepaper

Trends and tools within modern business financing

In this whitepaper, we take a closer look at the relevant trends and challenges currently happening in the field of financial service providers. But we also look at how you could apply them when developing new forms of services for the future.

Our clients

Focus on your business opportunities

Aptic platforms, ARC, and Cloudware, are used by over 100 customers today. The solutions are solid, user-friendly, and create value and profitability for the customer through a high level of digitalisation and enable continuous product innovation.

"The Aptic platform gives us complete control of our financial infrastructure – and higher profits."

“We used to have our own software, but thanks to Aptic we can focus on our core business and avoid having to deal with many tough regulatory updates.”

“We regard Aptic as a business partner. We generally enter into projects as cooperating partners, rather than having a conventional purchaser-supplier relationship.”